Introduction

Rechargekit Fintech's board-approved policies for handling grievances of customers are classified as under:

All of the above policy matters bind all participants i.e. Customer, Merchant and (Rechargekit Fintech Pvt Ltd), and shall contain detailed explanation of types of disputes, process of dealing with them, compliance, responsibilities of all the parties, documentation, reason codes and procedures for addressing the grievance, turn-around-time for each stage, etc.

Disposal of Complaints

At Rechargekit Fintech Pvt Ltd(RKIT) we try to address customer concerns and grievances to the fullest of our capacity. This process of resolving and closing customer issues is termed as Disposal of Complaints. It involves taking of appropriate actions to attend to customer complaints and to provide a resolution for the same, assuring customer satisfaction.

We accept customer complaints through various communication channels such as phone call, e-mail, ticket, Online Dispute Resolution system . Our team at RKIT tracks, investigates and solves these complaints within the defined Turn-Around-Times as specified below.

Our support team consists of dedicated professionals who are imparted comprehensive training on handling customer’s complaints empathetically. The Learning and Development process at RKIT is constant.

At RKIT, the customer complaints are categorized as various types of queries that are periodically examined to check for persistent or repetitive queries. In such cases an in-depth analysis of the query is conducted in order to rectify the issues using corrective measures and to prevent future complaints. The process of disposal of complaints involves the following key steps:

Listing of common queries and resolutions with TATs:

Customer Queries

Resolution

TAT

Transaction status

We provide all the details like Order no., PA reference number, date of transaction, amount of transaction, merchant URL and status of transaction.

24 hours (for queries received between 10 am-7 pm; Monday to Sunday)

Transaction successful, but no response from merchant

We provide all the information to the customer, including the merchant details. Additionally, we forward the same mail to the service providing merchant with the customer in CC.

Refund issues

We provide all the refund details to the customers, with bank reference number and ARN number for them to further verify with their concerned bank.

Customer claims of refund not reflecting in his account

We recheck fund status and raise an issue with the concerned bank. The updates received are then shared with the customer.

Amount debited but transaction not found

We search for the transaction with details such as:

  • Mail id used while performing the transaction,
  • Date and amount of transaction,
  • In case if the details are still not found, we ask the customers to contact their concerned bank for information.

At Rechargekit Fintech, we offer a secure online platform where the customers can submit their disputes online, under the categories "Customer having Transactional queries " & " Disputes and Chargeback queries"

The process for Dispute Resolution is elaborated below:

Customers can raise dispute on shipped orders for the following reasons.


How we manage disputes at Rechargekit Fintech Once the customer raises a dispute, Rechargekit Fintech Private Limited reaches out to the merchant to resolve the dispute. Rechargekit Fintech Private Limited may request for a set of supporting documents for cases that need further investigation. These documents could include the Authorization Letter from the customer, Cancellation Policy, etc. Merchants can respond by sharing the proof of delivery to prove that services are provided.

Dispute Resolution
Rechargekit Fintech Private Limited team can either close the dispute in the merchant's favor if all relevant document is provided to customers satisfaction or recommend a chargeback to the customer. We have a dedicated Chargeback team specialized in handling such chargebacks.

Multilevel Support

Level I

Email: helpdesk@rechargkitmail.com

Level II

Email: info@rechargkitmail.com